Cash value life insurance is permanent life insurance with a cash accumulation component. As long as premiums are paid, these ...

If you no longer need a whole life insurance policy, you have options including cashing it in or borrowing against its value.

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about ...

Discover how universal life insurance offers lifelong coverage, cash value growth and flexible premiums, plus the pros and cons of indexed policies.

Whole life and universal life are both permanent life insurance policies. Choosing between them can come down to specific features, like how the cash value component works and how much flexibility you ...

Guaranteed universal life insurance provides lifelong coverage at a lower cost while still offering a guaranteed payout to your loved ones. Our team collected more than 60,000 sample quotes from ...

See how we rate life insurance products to write unbiased product reviews. Those with complex financial goals may be drawn to universal life insurance as it offers financial protection and can ...

Protective Best for whole life insurance: MassMutual Best for universal life insurance: Pacific Life Best for long-term care insurance: Nationwide Best for smokers: Ethos Best for riders ...

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19 Rating Factors We score life insurance companies based on 19 different factors to provide you with a comprehensive rating. Indexed universal life (IUL) insurance is a form of permanent life ...

Policygenius content follows strict guidelines for editorial accuracy and integrity. Learn about our editorial standards and how we make money. You can cash out universal life insurance. You may ...