19 Rating Factors We score life insurance companies based on 19 different factors to provide you with a comprehensive rating. Indexed universal life (IUL) insurance is a form of permanent life ...

Editor’s note: This is part one of a two-part series about indexed universal life insurance and how it can be used in retirement planning. Part one explains indexed universal life (IUL ...

Guaranteed universal life insurance provides lifelong coverage at a lower cost while still offering a guaranteed payout to your loved ones. Our team collected more than 60,000 sample quotes from ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Mandy Sleight is a licensed insurance expert with 20 years of experience in ...

Indexed universal life insurance policies typically pay interest based on the movement of underlying stock and bond indexes. Many, or all, of the products featured on this page are from our ...

See how we rate life insurance products to write unbiased product reviews. Those with complex financial goals may be drawn to universal life insurance as it offers financial protection and can ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about ...

Investments may not perform well Premiums may go up May need to pay commissions to purchase a policy A type of permanent life insurance, universal life insurance policies provide a death benefit ...

If you no longer need a whole life insurance policy, you have options including cashing it in or borrowing against its value.

Discover how universal life insurance offers lifelong coverage, cash value growth and flexible premiums, plus the pros and cons of indexed policies.